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Term and Conditions

Subject: Aadhaar-informed consent

I voluntarily opt forAadhaar OVD KYC or e-KYC or offline verification, andsubmit to the Bank my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details, demographic information, identity information, Aadhaar registered mobile number, face authentication details and/or biometric information (collectively, “Information”).
I am informed by the Bank, that:
- submission of Aadhaar is not mandatory, and there are alternative options for KYC and establishing identity including by way of physical KYC withofficially valid documents other than Aadhaar. All options were given to me.
- For e-KYC/authentication/offline verification, Bank will share Aadhaar number and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share with Bank, authentication data, Aadhaar data, demographic details, registered mobile number, identity information, which shall be used for the informed purposes mentioned in 3 below.
I authorise and give my consent to the Bank (and its service providers), for following informed purposes:
- to use Information for, and carry out KYC and periodic KYC process as per the PML Act, 2002 and rules thereunder and RBI guidelines, or toestablish my identity, carrying out my identification, offline verification or e-KYC or Yes/No authentication, demographicorother authentication/verification/identificationas may be permitted as perapplicable law, for all accounts(including for borrowing relationships), facilities, services and relationships of/through the Bank, existing and future.
- collecting, sharing, storing, preservingInformation, maintainingrecords and usingthe Information and authentication/verification/identification records: (a)for the informed purposes above, (b) as well as for regulatory and legal reporting and filings and/or (c) whererequired under applicable law;
- enablingmy account for Aadhaar enabled Payment Services (AEPS);
- producingrecords and logs of the consent, Information or of authentication, identification, verification etc.for evidentiarypurposes including before a court of law, any authority or in arbitration.
I understand that the Aadhaar number and core biometrics will not be stored/ shared except as per law and for CIDR submission. I have downloaded the e-Aadhaar myself using the OTP received on my Aadhaar registered mobile number. I will not hold the Bank or its officials responsible in the event this document is not found to be in order or in case of any incorrect information provided by me.

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