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Even after the loan application of the Customer has been accepted by the bank, the disbursement of the loan amount shall be subject to the sole discretion of the bank.
The offer details shown to the Customer on the MSIL platform is merely an indicative offer and shall be subject to change at the discretion of the bank.
The Customer hereby expressly consents to and authorises MSIL and the bank (whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following and for the following purposes, in relation the Customer’s application details, personal data and sensitive personal data or information such as name, mobile number and email address, papers and data relating to know your customer (KYC), credit information, financial information, bank account statements, salary related information, employment related information, vehicle related details, information regarding the dealer selected by the Customer, geographic/ location details, address and/or any other information that the bank deems fit for the purpose of processing the Customer’s application for loan with the relevant bank (collectively referred to as “Information”):
1. For MSIL to retain, preserve, store, use and/or erase the Information, as its discretion including for any regulatory/ legal/ evidentiary purposes of MSIL and/or of the bank, as the case may be.
2. For MSIL to share the Information with the bank(s), for the consumption, use, processing and storage by the bank and its service providers, without any further act, deed or writing on behalf of the Customer in relation to the purpose of processing the loan application of the Customer, execution of the loan agreement, completion of KYC and such other related purposes as may be determined by the bank.
3. For the bank to retain, preserve, store, use and/or erase the Information, as per bank’s discretion for the purposes as mentioned hereunder and for a period beyond the same as may be required by the bank for any regulatory, legal and/or evidentiary purposes.
The Customer hereby further agrees that the bank shall not be responsible for the quality or delivery of the vehicle to the Customer and for any complaints, grievances that the with respect to the delivery of the vehicle, and/or any other product level disputes in relation to the vehicle, including for any defects, repair or replacements, servicing, expiry of warranty, delayed / no delivery, claim for damages or any other demand or liability of whatsoever nature in respect of the vehicle and the Customer agrees that the same shall be governed by the agreement/ terms and conditions between the Customer and MSIL/ the relevant dealer.
The Customer hereby understands that it is not mandatory for the Customer to give the consent as above, however, the Customer understands that agreeing to the processing of the Information as mentioned hereinabove, may result in faster evaluation of the Customer’s loan application with the bank.

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It only takes 5 steps to FINALISE THE LOAN

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Information

You have an active Finance journey.

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Information

Dear customer,

We have come across a booking made by you in our system. If you are interested in viewing loan offers for the same please select CONTINUE button.

CONTINUE

Information

The following vehicle(s) have been sold/booked:

Please Select a different vehicle to evaluate and view loan offers.

Information

Dear customer,

We have come across a booking made by you in our system. If you are interested in viewing loan offers for the same please select CONTINUE button.

CONTINUE

Term and Conditions

Subject: Aadhaar-informed consent

I voluntarily opt forAadhaar OVD KYC or e-KYC or offline verification, andsubmit to the Bank my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details, demographic information, identity information, Aadhaar registered mobile number, face authentication details and/or biometric information (collectively, “Information”).
I am informed by the Bank, that:
- submission of Aadhaar is not mandatory, and there are alternative options for KYC and establishing identity including by way of physical KYC withofficially valid documents other than Aadhaar. All options were given to me.
- For e-KYC/authentication/offline verification, Bank will share Aadhaar number and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share with Bank, authentication data, Aadhaar data, demographic details, registered mobile number, identity information, which shall be used for the informed purposes mentioned in 3 below.
I authorise and give my consent to the Bank (and its service providers), for following informed purposes:
- to use Information for, and carry out KYC and periodic KYC process as per the PML Act, 2002 and rules thereunder and RBI guidelines, or toestablish my identity, carrying out my identification, offline verification or e-KYC or Yes/No authentication, demographicorother authentication/verification/identificationas may be permitted as perapplicable law, for all accounts(including for borrowing relationships), facilities, services and relationships of/through the Bank, existing and future.
- collecting, sharing, storing, preservingInformation, maintainingrecords and usingthe Information and authentication/verification/identification records: (a)for the informed purposes above, (b) as well as for regulatory and legal reporting and filings and/or (c) whererequired under applicable law;
- enablingmy account for Aadhaar enabled Payment Services (AEPS);
- producingrecords and logs of the consent, Information or of authentication, identification, verification etc.for evidentiarypurposes including before a court of law, any authority or in arbitration.
I understand that the Aadhaar number and core biometrics will not be stored/ shared except as per law and for CIDR submission. I have downloaded the e-Aadhaar myself using the OTP received on my Aadhaar registered mobile number. I will not hold the Bank or its officials responsible in the event this document is not found to be in order or in case of any incorrect information provided by me.

Name:___________________________________________Signature___________________Date____________

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Confirmation

Giving this discount will make the customer ineligible for selected loan offer.

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