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Why Maruti Suzuki Smart Finance? The Simplest Way to Finance Your Car In Just a Few Clicks.

Pre Approved Loans
Multiple Bank Options
Customisable EMI
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Terms and Conditions

By clicking or ticking on the checkbox and clicking on the ‘I agree and accept’ tab below, the Customer hereby voluntarily agrees, declares, confirms and expressly consents as under:

The Customer hereby expressly consents to and authorises Maruti Suzuki India Limited (“MSIL”) to share personal information in relation to the Customer such as the Customer’s name, mobile number, email address, OTP verification details and/or any other Information (defined below) of the Customer with various banks and acknowledges that the said banks may share the information with credit bureaus, generate a credit score, perform a credit scrub/ credit bureau check, map the Information with its database and check the eligibility of the Customer for an offer with the respective bank for a loan or for any other product and the Customer authorises MSIL to show such offer/s to the Customer on the platform.
The bank may at any time in its sole discretion reject or accept the loan application of the Customer and the bank shall not be required to provide any reason whatsoever for such acceptance or rejection.
The Customer hereby agrees and undertakes that the Customer is merely applying/ submitting a request through the MSIL platform for a loan from the relevant bank and the bank may sanction/ grant the loan at its sole discretion and any sanction/ grant of the loan shall be subject to the verification by the bank of the loan application and the completion of the loan process as prescribed by the bank, subject to the satisfaction of the bank.
The Customer hereby agrees and accepts that in the bank agrees to sanction the loan to the Customer, the loan application of the Customer, the disbursement of the loan by the bank is subject to the Customer signing and submitting all such documents as may be required by the bank including submission of all know your customer (KYC) documents, execution of the loan agreement (in the form and manner as may be required by the bank), Regional Transport Office forms and such other forms and/or documents as may be required by the bank for the completion of the loan process as prescribed by the bank, subject to the satisfaction of the bank.
The bank may disburse the loan amount to the account of the dealer/ MSIL as the case may be, at its sole discretion.
Even after the loan application of the Customer has been accepted by the bank, the disbursement of the loan amount shall be subject to the sole discretion of the bank.
The offer details shown to the Customer on the MSIL platform is merely an indicative offer and shall be subject to change at the discretion of the bank.
The Customer hereby expressly consents to and authorises MSIL and the bank (whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following and for the following purposes, in relation the Customer’s application details, personal data and sensitive personal data or information such as name, mobile number and email address, papers and data relating to know your customer (KYC), credit information, financial information, bank account statements, salary related information, employment related information, vehicle related details, information regarding the dealer selected by the Customer, geographic/ location details, address and/or any other information that the bank deems fit for the purpose of processing the Customer’s application for loan with the relevant bank (collectively referred to as “Information”):
1. For MSIL to retain, preserve, store, use and/or erase the Information, as its discretion including for any regulatory/ legal/ evidentiary purposes of MSIL and/or of the bank, as the case may be.
2. For MSIL to share the Information with the bank(s), for the consumption, use, processing and storage by the bank and its service providers, without any further act, deed or writing on behalf of the Customer in relation to the purpose of processing the loan application of the Customer, execution of the loan agreement, completion of KYC and such other related purposes as may be determined by the bank.
3. For the bank to retain, preserve, store, use and/or erase the Information, as per bank’s discretion for the purposes as mentioned hereunder and for a period beyond the same as may be required by the bank for any regulatory, legal and/or evidentiary purposes.
The Customer hereby further agrees that the bank shall not be responsible for the quality or delivery of the vehicle to the Customer and for any complaints, grievances that the with respect to the delivery of the vehicle, and/or any other product level disputes in relation to the vehicle, including for any defects, repair or replacements, servicing, expiry of warranty, delayed / no delivery, claim for damages or any other demand or liability of whatsoever nature in respect of the vehicle and the Customer agrees that the same shall be governed by the agreement/ terms and conditions between the Customer and MSIL/ the relevant dealer.
The Customer hereby understands that it is not mandatory for the Customer to give the consent as above, however, the Customer understands that agreeing to the processing of the Information as mentioned hereinabove, may result in faster evaluation of the Customer’s loan application with the bank.

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Dear customer,

We have come across a booking made by you in our system. If you are interested in viewing loan offers for the same please select YES else select NO.

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Prices are indicative and its applicability is subject to the date of invoicing of the vehicle. For specific details, you may visit your nearest dealership.

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Why Maruti Suzuki Smart Finance? The Simplest Way to Finance Your Car In Just a Few Clicks.

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